MCA Benefits & Discounts Under Limitless


After becoming a valued member of Motor Club of America Enterprises service under Limitless Roadside Assistance, you can start enjoying MCA benefits immediately. Do you need a hotel or motel? rent cars for traveling? Love saving money in prescription medications? How about applying for the hospital benefits plan in case you are admitted to the hospital for a number of weeks or months? You will be compensated for time missed at work if admitted by hospital due to an auto accident. Read more details below on these additional features attached to your roadside assistance membership within the Total Security plan.


MCA Discounts


Medical Prescription Discounts
  • 60% On Generic Prescriptions
  • 25% On Bran Name Prescriptions


MCA Vision Care Discounts
  • 60% For Vision Care & Products
  • 15% For Ophthalmology Services Such As Lasik


MCA Dental Care Discounts
  • 50% For Most General Fees


MCA Hotel & Motel Discounts
  • Lodging Discounts Range From 10% To 40%


MCA Car Rental Discounts
  • Car Rental Discounts Range From 10% To 40%


MCA Benefits


Travel Assistance Program

The named member receives the Travel Assist Program if you are at least 100 miles from your home and in the vicinity of an emergency medical facility with issues such as:

  • Medical Consultation
  • Care For Minors
  • Prescription Assistance
  • Medical Reparations
  • Remain of Mortal Remains
  • Emergency Evacuation
  • Hospital Admission Guarantee
  • Legal Referrals
  • Medical Evaluation
  • Plus Much More


Accidental Death Benefit

As a member, you may enroll, free of charge, in one of three all accident AD&D coverage’s to suit your needs:

  • You, as named member, up to $50,000
  • You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases
  • You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each
  • Optional benefits include job retraining for surviving spouse, continuing child care and continuing education support, much more inside. Coverage election form must be completed and returned to home office before coverage goes into effect.


Information Leading to Thief

For information leading to the arrest and conviction of anyone found guilty of stealing a member’s:

    • Livestock
    • Saddle or Tack
    • Livestock/Implement Trailer
    • Tractor or Farm Equipment




Emergency Room Reimbursements

Receive up to $500 emergency cash for Emergency Room or Trauma Center treatment received due to injury in a covered accident. Includes up to $100 in cost for each of the following:

  • Cast or Splints
  • Ambulance Service
  • Anesthetics
  • X-Rays
  • ER Facility


MCA Hospital Benefits

$54,750 Hospital cash benefits. You will receive $150 per day beginning the first day you are hospitalized as a result of a covered accident for up to 365 consecutive days.(Up to $54,000.00):

  • Hospital Benefits Worth $54,740.


Attorney Fees

Need a lawyer due to negligent homicide? We can cover you for this problem, check out the specs at the bottom.

    • Up to $2,000 for Covered Moving Violations.
    • Up to $2,000 for Criminal Charges of Negligent Homicide or Manslaughter Arising from a Covered Traffic Accident.
    • Up to $500 for Personal Injury
    • Up to $500 for Vehicle Damages


Any fines or court costs are member’s responsibility. NOT applicable when charged with any drug or alcohol-related matter; driving without a valid operator’s permit, license, or tag; a felony; leaving the scene; past-due citations; parking or environmental charges; appeals or warrants.


MCA Bail Bond

MCA will arrange up to a $25,000 bond to release you when you are driving a vehicle and charged with a moving traffic law violation such as vehicular manslaughter or auto related negligent homicide. Simply call the toll-free number on the back of your membership card.

  • Bail Bonds Worth $25,000


Arrest Bond Certificate

Your MCA membership card may be used in lieu of cash bail up to $500 when involved in a traffic violation. ( However this form will be accepted in many states, in fewer states arrest bond certificates are not acceptable in most cases. In the state of Maryland the certificate is acceptable for $1000, in other states they are accepted for much less amounts ranging under $500.) It’s not required in the state of California.

  • Arrest Bonds Worth $500


Trip Planning and Travel Reservations

MCA offers free easy to read, step by step computerized mapping services free of charge to Members. All you must do is fill out a Travel information card or call MCA’s 1-800 number. This includes places of interest, resort, motel and hotel data found along your route. You also have a one-stop reservation service for air travel, automobile rental, and discounts for hotels. PERSONALIZED TRAVEL SERVICES ANYWHERE IN THE UNITED STATES AND CANADA RESERVATION SERVICE PROVIDED THROUGH OUR PROFESSIONAL TRAVEL SERVICE.

  • Detailed Routing
  • Maps & Brochures
  • Airline Discounts
  • Hotel Info & Discounts


Travel Assistance Reimbursement

Receive up to $500 anytime you are involved in an local accident or car disabled, no matter if you are in your car or operating someone else’s:

  • Local Car Rental

You are approved for $500 reimbursement if accidents are 50 miles from home for the following:

  • Meals
  • Lodging
  • Transportation